2013년 11월 24일 일요일

About 'accounting ratios calculator'|... 100 PSEC at $10.85/Interest Rates and Stock Prices/Shiller CAPE Ratio (P/E 10)/Sold 405+ EOI at $12.35+/Added 50 of the Synthetic Floater GYB...







About 'accounting ratios calculator'|... 100 PSEC at $10.85/Interest Rates and Stock Prices/Shiller CAPE Ratio (P/E 10)/Sold 405+ EOI at $12.35+/Added 50 of the Synthetic Floater GYB...








Canadian               and               U.S.

firms               finance               billions               of               dollars               of               business               assets               via               an               equipment               loan               every               year.

Leasing               companies               provide               some               of               the               strongest               benefits               for               capital               acquisition               than               any               other               type               of               financing.

Let's               examine               what               some               of               those               advantages               are,               and               provide               you               with               some               clear               tips               and               advice               on               obtaining               the               best               equipment               financing               rates               and               structures.

Your               firm               only               has               an               advantage               when               it               is               benchmarked               against               another               alternative.

That               alternative               in               business               financing               tends               to               be               outright               purchase               of               the               assets.
               Canadian               business               owners               and               financials               managers               tend               to               be               less               aware               of               the               accounting               and               financial               aspects               of               an               equipment               lease.

The               most               obvious               advantage               is               simply               that               you               know               on               a               monthly               recurring               basis               what               your               payment               is               -               which               hopefully               you               have               budgeted               for               in               your               cash               flow               and               working               capital               outlays.
               Some               of               the               best               advice               we               can               provide               clients               with               is               tips               on               selecting               the               right               type               of               equipment               finance               lease               or               loan               transaction.

That               revolves               around               the               concept               of               either               '               owning               ',               or               '               using               '.


               If               you               wish               to               own               the               equipment               at               the               end               of               the               lease               term               you               need               to               pick               what               is               known               as               a               capital               lease               or               '               full               payout'               transaction               as               it               is               known               in               the               industry.

The               concept               is               simple               -               The               elements               of               the               lease               are               the               term,               interest               rate,               end               payment,               monthly               payment,               and               of               course               the               value               of               your               transaction.

Using               a               financial               calculator               you               can               calculate               any               one               of               these               key               finance               loan               elements               if               you               know               the               other               data               points.
               Business               changes               constantly               and               so               do               financing               rules               on               occasion.

Many               Canadian               business               owners               and               financial               managers               are               not               aware               that               there               is               an               international               accounting               movement               afoot               to               significantly               diminish               the               value               of               operating               leases,               which               is               the               other               type               of               lease               that               leasing               companies               offer.

This               is               a               '               lease               to               use'               transaction,               where               you               have               the               right               at               the               end               of               the               finance               transaction               to               return               the               equipment               if               you               choose.
               Over               the               years               the               key               advantage               of               operating               leases               was               that               you               could               record               the               transaction               off               your               balance               sheet,               it               was               simply               an               expense,               and               didn't               alter               your               debt               and               equity               ratios,               etc.

However,               international               accounting               standards               are               now               going               to               require               that               you               show               the               transaction               on               your               books.
               So               the               best               advice               we               can               give               you               is               to               discuss               that               issue               with               your               accountant.

Quite               frankly               a               lot               of               the               other               benefits               of               operating               leases               still               probably               make               it               worthwhile               -               they               have               lower               payments               than               a               regular               lease,               and               you               still               have               that               option               to               return               the               asset               when               you               no               longer               require               it               at               end               of               term.
               Additional               advice               on               your               leasing               company               search               or               negotiation               revolves               around               the               whole               issue               of               cash               management.

Did               you               know               that               you               can               potentially               structure               your               transaction               for               payment               flexibility,               as               well               as               adding               in               several               intangible               items               such               as               warranty,               delivery,               installation,               etc?
               So               what's               our               bottom               line               -               simply               to               research               which               benefits               make               the               most               sense               to               your               firm,               pick               the               lease               that               suits               your               business               and               accounting               needs,               and               speak               to               a               trusted,               credible               and               experienced               Canadian               business               financing               advisor               about               a               leasing               company               that               matches               your               firm's               needs.






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