About 'debt service to income ratio'|Debt to GDP ratios are irrelevant (or : why Japan is not in such a difficult fiscal position)
Ｐｅｅｒ-ｔｏ-ｐｅｅｒ ｌｅｎｄｉｎｇ ｉｓ ａ ｗａｙ ｆｏｒ ｌｅｎｄｅｒｓ ａｎｄ ｂｏｒｒｏｗｅｒｓ ｔｏ ｍｅｅｔ ｗｉｔｈｏｕｔ ｈａｖｉｎｇ ｂａｎｋｓ ｉｎｖｏｌｖｅｄ.
Ｔｈｅ ｄｅｔａｉｌｓ ｉｎ ｔｈｉｓ ａｒｔｉｃｌｅ ａｒｅ ｂａｓｅｄ ｏｎ ｐｅｒｓｏｎａｌ...